Terms of Service

1. Agreement to These Terms

Welcome to Creator Tax Architect (“Creator Tax Architect,” “we,” “our,” or “us”).

These Terms of Service (“Terms”) govern your access to and use of the Creator Tax Architect website, tax estimator, digital products, downloadable resources, and related services available at https://creatortaxarchitect.com.

By accessing our website, using the tax estimator, purchasing a digital product, or downloading any materials, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use this website or purchase our products.

2. About Creator Tax Architect

Creator Tax Architect provides educational tools designed to help self-employed creators, freelancers, influencers, and digital entrepreneurs better understand their potential tax obligations.

Our services currently include:

• a free tax estimation calculator
• downloadable Creator Tax Blueprint PDFs
• educational tax planning information
• related digital resources

Our products are intended for informational and educational purposes only.

3. No Professional Advice

Creator Tax Architect is not a CPA firm, accounting firm, law firm, or financial advisory service.

Nothing on this website—including the calculator, PDFs, emails, examples, estimates, worksheets, or other content—constitutes:

• tax advice
• legal advice
• accounting advice
• financial advice
• investment advice

Our materials are educational tools intended to help you better understand publicly available tax concepts.

Tax laws frequently change and individual circumstances vary.

You should consult a qualified tax professional before making important tax, financial, accounting, or legal decisions.

4. Estimates Only

The calculator and Blueprint PDFs generate estimates based upon the information you provide and publicly available tax rules.

Actual tax liability may differ significantly because of factors including, but not limited to:

• tax law changes
• IRS guidance
• state-specific laws
• deductions
• credits
• filing elections
• retirement contributions
• business structure
• capital gains
• investment income
• additional income sources
• incomplete or inaccurate information entered by you

We do not guarantee the accuracy or completeness of any estimate.

5. Digital Products

Creator Tax Architect currently offers downloadable digital products, including:

• Creator Tax Basic
• Creator Tax Blueprint Full

Product descriptions, pricing, and included features are displayed on the website at the time of purchase.

We reserve the right to modify product features, pricing, availability, or descriptions at any time without affecting purchases already completed.

6. Payments

Payments are securely processed through Stripe.

We do not store your credit card information.

By submitting payment, you represent that:

• you are authorized to use the payment method provided;
• the billing information is accurate;
• you authorize Stripe to process the transaction.

All prices are displayed in U.S. Dollars unless otherwise stated.

7. Delivery

Following successful payment, your purchased PDF will generally be:

• made available for immediate download, and
• delivered to the email address provided during checkout.

Delivery depends upon the availability of third-party services including Stripe, Supabase, Resend, internet connectivity, and email providers.

While we strive for uninterrupted delivery, we cannot guarantee uninterrupted availability.

If you experience delivery problems, please contact us and we will make reasonable efforts to assist.

8. License to Use Purchased Products

Upon successful purchase, you receive a personal, non-exclusive, non-transferable, revocable license to use the purchased PDF.

This license permits you to:

• download the PDF;
• store it on your own devices;
• print copies for your own personal or business planning purposes;
• share it with your own accountant, CPA, tax preparer, attorney, or financial advisor solely for assisting you.

This license does not transfer ownership of the content.

9. Prohibited Uses

Unless expressly authorized in writing, you may not:

• resell the PDFs;
• redistribute the PDFs;
• upload them publicly;
• share download links;
• post them on social media;
• upload them to file-sharing websites;
• distribute them through Google Drive, Dropbox, Discord, Reddit, Facebook groups, Telegram, or similar services;
• remove copyright notices;
• claim the materials as your own;
• reproduce substantial portions for commercial purposes.

Unauthorized distribution may result in termination of your license and other legal remedies available under applicable law.

10. Refund Policy

Refunds are governed by our separate Refund Policy.

Creator Tax Architect currently offers a 7-day satisfaction guarantee for eligible purchases.

If a refund is approved:

• your payment will be refunded through your original payment method;
• your license to use the purchased PDF immediately terminates;
• you agree to permanently delete all downloaded copies and cease further use of the materials.

11. Intellectual Property

All content on Creator Tax Architect—including but not limited to:

• text
• graphics
• logos
• branding
• software
• calculator logic
• PDF layouts
• worksheets
• educational materials

is owned by Creator Tax Architect or licensed for our use and is protected by applicable intellectual property laws.

Except as expressly permitted under these Terms, no rights are granted.

12. Availability

We strive to keep the website available at all times.

However, we do not guarantee uninterrupted access.

The website may become unavailable due to:

• maintenance;
• software updates;
• hosting issues;
• internet outages;
• security incidents;
• circumstances beyond our reasonable control.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Creator Tax Architect shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of the website or any digital product.

This includes, without limitation:

• tax liabilities;
• penalties;
• interest;
• business losses;
• lost profits;
• lost data;
• missed filing deadlines;
• investment decisions;
• reliance upon estimates generated by our tools.

Your use of the website and products is entirely at your own risk.

14. Indemnification

You agree to indemnify and hold harmless Creator Tax Architect from claims, damages, liabilities, expenses, and reasonable attorneys' fees arising from:

• your misuse of the website;
• your violation of these Terms;
• your violation of applicable law;
• your infringement of another person's rights.

15. Newsletter and Email Communications

Creator Tax Architect offers an optional email newsletter that delivers free tax tips, educational content, deadline reminders, and occasional updates about our products.

Subscribing is entirely optional and is not required to use the calculator or to purchase any product.

When you submit your email address through a newsletter sign-up form, you provide single opt-in consent to receive marketing and educational emails from us. In connection with the newsletter, we collect and process:

• the email address you provide;
• a source label indicating where you signed up (for example, the calculator or intake page);
• a record of your consent.

We do not sell, rent, or trade your email address.

Every marketing email includes an unsubscribe link. You may withdraw your consent and stop receiving these emails at any time, and you may also contact us to be removed.

Transactional emails relating to a purchase—such as your PDF delivery or receipt—are separate from the newsletter and are sent regardless of your newsletter preferences.

Our handling of your personal information is further described in our Privacy Policy.

16. Changes to These Terms

We may update these Terms from time to time.

Updated versions become effective when posted on this website.

The “Last Updated” date at the top of this page indicates when changes were most recently made.

17. Governing Law

These Terms shall be governed by the laws of the State of Ohio, United States, without regard to its conflict-of-law principles.

18. Contact

Questions regarding these Terms may be submitted through our Contact page or by emailing:

hello@creatortaxarchitect.com